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10 things to know before buying a condo It's comfortable to live by yourself. Resale - can rent out at a price.

 Real estate is known to be a big asset. can't be bought often or buy easily If there is not enough capital to pay it off completely. especially with novice buyers Buying a condo for the first time The cost is still low whether to buy a condo for living or for investment Which is the step before choosing to buy a condo to get the most suitable room for us Newb has previously mentioned that in the preliminary "How to buy a condo How to choose to get the right room Favorite project?” You can go back and try to read it.

            Now, what you should know before buying that condo. What else needs to be considered with the utmost discretion? so that you won't regret it uncomfortable living Or invest and get stuck in the mountain later If ready, let's start with the first point.

Things to know before buying a condo, item 1: financial readiness

           may have heard it often that financial readiness is very important In the previous article, Newbe had asked to skip this step. with this financial readiness It is something you should know before buying a condo that if you don't have enough money to cover all expenses. Choosing to borrow money must look at the potential of our own repayments.

          In general, the bank will give a maximum loan of 30 years, the loan amount is about 50 times the salary. That deducts the burden of expenses that we have (per 1 borrower), including the interest rate for installments that will change according to the conditions of each bank. And if it is a project that is open for sale during the presale period, there may be a down payment in the first part of 10% of the condo price with the developer, including small expenses such as reservation money, contract money, etc.

           Which if the bank considers that it does not approve, the loan does not pass or does not have funds to spare for expenses Procedure fees No matter how much you like that project, you may not be ready to buy and own it yet. Must choose to rent first.


Things to know before buying a condo, item 2: details of the purchase contract

          Continuation of the financial readiness to buy. Things to know before buying a condo in terms of terms and conditions, the purchase contract is an important part of our finances that must be considered before buying a condo room equally. Whether it is a contract condition for buying a first-hand room from the Developer or buying a second-hand resale room from the original owner or through a broker agent to the very straightforwardness of the contract especially the part of expenses, fees which should be read carefully


           For example, ownership transfer fees that must be paid to the Department of Lands. Who will be responsible or choose to divide each half? or taxes, which normally the seller is responsible for But may count the amount into the selling price, burden the buyer and inform the actual lower amount to the Department of Lands, etc. This depends on the negotiation that is considered the most fair with all parties.

Things to know before buying a condo, item 3: The environment around the project at various times

           Things to know before buying a condo as well as the process during which we explore the right project location It's a good idea to stop by or take a look around the area during different days and times. To know if our lifestyle is suitable for living in this project, is this neighborhood or not, because in the same area, but at different times The results you see are not the same. To see how convenient we are to live if around The project is chaotic because it is a market. Or is it so quiet that there is no service nearby at all or is a traffic jam area that will be difficult to travel during rush hour? leading to the next point:

Things to know before buying a condo, item 4: the entrance to the project

           Another factor to consider before buying a condo. Look at the entrance and exit, both the entrance of the project itself and the public road that will enter the project as well. How many access options are there in the location of the project and how convenient it is? If driving a private car on a regular basis The entrance to the car that meets the main road You should look at how the road in front of the project has traffic at each time. How far is the nearest U-turn? Can I turn around at a nearby intersection? Where can I go?

            or taking public transportation such as the electric train aisle between the project Is the station convenient? Is it isolated? Is the narrow, decaying path making it difficult to walk? How difficult is it to transport a shuttle or win a motorcycle? Because it will make the increase into expenses during living in the future

Things to know before buying a condo, item 5: Central maintenance fee

           Things to know before buying a condo in this section It will be related to the style and price level of that project, how much of the project we are interested in choosing has common area services. When we buy a room or move in to live, is it worth it? Including the size of the room that we will buy, how much space Because the common maintenance fee is calculated according to the number of square meters in our condo room, the larger the room, the more magnificent the common area. The more you have to pay

       For example, a room size of 40 square meters in a project that charges a common fee of 65.00 baht/square meter It will fall per month 40 x 65.00 = 2,600.00 baht/month, which the central fee will be charged annually is equal to 12 x 2,600.00 = 31,200 baht/year

 It is another thing to know before buying a condo as well. That in the long run, can we bear the cost and commitment?

Things to know before buying a condo No. 6: Shop units or Mixed-Use projects

           This is another thing to know before buying a condo as well. for the area of the shop units within the project Or a project that is designed to use Mixed-Used utilization, whether the cost is shared with residential units or not separately? because it may affect the central maintenance fee If the project divides the shop area into the same area as the central area, it may cause the central maintenance fee to increase.

Things to know before buying a condo, item 7: Parking

           It is a great consideration before buying a condo. Especially with projects that are not close to a route or a sky train station. because may have to travel by private car mainly In general, residential buildings will allocate 1 car space for every 120 square meters of living space (excluding common areas such as corridors or stairs) and/or 1 car per unit with an area of 60 square meters or more. Some projects have insufficient parking space for every unit. Competing like musical chairs which Newbe had mentioned "The condo problem is broken. not enough parking And what do you want me to do!!!

Things to know before buying a condo, item 8: number of elevators

           It's considered something you should know before buying a condo. Especially with projects that are High-Rise, tall buildings and have more than 400-500 units, in general, the ratio should be at 100 condos per 1 lift, which is 1:100 (or less like this). 1:75 is even better) because if there is a larger ratio, such as 1:150 or 1:200, it means that we may have to wait longer for the elevator during peak hours. If it is a project with a high occupancy rate, there are many residents, it will be a problem.

Things to know before buying a condo, item 9: location of the garbage room or elevator

           Unit location in the building is also something you should know before buying a condo. like choosing an east room or room facing south Which in this part, each room in each direction may be suitable for each person, each lifestyle is different. But the important point is the room with the front door facing the elevator hall. or the garbage collection room of the floor which will have a big impact during the residency Whether it's a matter of noise or the smell of garbage and insects. Can create annoyance while living, etc., which Newbe used to mention in "Doctor Newbe is sure! Feng Shui Condo EP.2 Choose a Room" You can try to go back and read it as well.

Things to know before buying a condo, item 10: Characteristics of neighbors, groups of residents in the project

           The last thing you should know before buying a condo is the characteristics of most residents in the project. This may be a bit more important in terms of rental investment. and is related to the first item in terms of the environment around the project In order to understand the market and the target group that we are the buyers of the condo room owners. will choose to determine the appropriate monthly rental rate Choosing to rent out to which group of people in order to meet the target group and get tenants who keep completing the contract

            For example, if some locations set the rental price high, such as the Pinklao zone where most of the people are Thai, a 1-bedroom condo costs 30,000 baht per month, it may be difficult to release the room, etc.

            Now that's enough to know, right? Things to know before buying a condo, whether it's for living by yourself Or invest in reselling / renting out What factors need to be considered and taken into account? so that we can live in that condo comfortable, not troubled in the long run Or can be rented without interruption






Source:https://www.condonewb.com/insight/146/10-%E0%B9%80%E0%B8%A3%E0%B8%B7%E0%B9%88%E0%B8%AD% E0%B8%87%E0%B8%97%E0%B8%B5%E0%B9%88%E0%B8%84%E0%B8%A7%E0%B8%A3%E0%B8%84%E0% B8%B3%E0%B8%99%E0%B8%B6%E0%B8%87%E0%B8%81%E0%B9%88%E0%B8%AD%E0%B8%99%E0%B8% 8B%E0%B8%B7%E0%B9%89%E0%B8%AD%E0%B8%84%E0%B8%AD%E0%B8%99%E0%B9%82%E0%B8%94- %E0%B8%97%E0%B8%B1%E0%B9%89%E0%B8%87%E0%B8%AD%E0%B8%A2%E0%B8%B9%E0%B9%88%E0 %B9%80%E0%B8%AD%E0%B8%87%E0%B8%81%E0%B9%87%E0%B8%AA%E0%B8%9A%E0%B8%B2%E0%B8 %A2-%E0%B8%A5%E0%B8%87%E0%B8%97%E0%B8%B8%E0%B8%99%E0%B8%81%E0%B9%87%E0%B8% A1%E0%B8%B5%E0%B8%A3%E0%B8%B2%E0%B8%A2%E0%B8%A3%E0%B8%B1%E0%B8%9A

Date 24/1/2023

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